CYBER INSURANCE
Cyber insurance built for BC businesses – coverage you can understand, protection you can actually use.
Cyber insurance BC businesses can actually rely on – that’s what we deliver through our partnership with Coalition. You get coverage for losses, plus tools that help protect your business before an incident ever happens.
What does cyber insurance BC coverage include?
Cyber insurance is a policy that covers the financial losses your business suffers as a result of a cyberattack, data breach, or digital fraud. Unlike a general liability policy, it’s designed specifically for the risks that come with operating online – storing customer data, sending and receiving payments electronically, and using software to run your business.
Here’s what a typical cyber insurance policy can cover:
🔒 Ransomware attacks
Where criminals lock files and demand payment to restore access
🔓 Data breaches
Costs related to notifying affected customers, regulatory fines, and credit monitoring
💸 Funds transfer fraud
When criminals trick your team into wiring money to a fraudulent account
⏸️ Business interruption
Lost income if a cyberattack forces your operations offline
⚠️ Cyber extortion
Threats to publish your data or take your systems offline unless you pay
⚖️ Legal and regulatory defence
Legal costs if you’re sued or investigated following an incident
Coverage that works before, during, and after an incident
Most insurance only pays out after something goes wrong. The cyber coverage we offer through Coalition is different. It combines financial protection with real security tools that help reduce your risk from day one.
Know your risks before attackers do
From the moment your policy is active, Coalition continuously scans your public-facing digital assets to identify vulnerabilities and alerts you to issues most likely to result in a claim. You don’t need to be a security expert to act on these alerts.
Expert support when you need it most
If an incident does occur, you’re not navigating it alone. Coalition’s in-house security analysts are available to guide you through the response – helping you contain the damage, recover your systems, and get back to business faster.
Tools that help prevent claims
Your policy includes access to Coalition Control, a security platform that gives you a clear picture of your cyber risk and a plain-English action plan for addressing it. For businesses that want even more protection, we offer Coalition’s managed security services alongside your policy.
Getting insured doesn’t have to be complicated
Step 1
Tell us about your business
Fill out a short intake form – it takes about five minutes. We’ll ask about your operations, revenue, and a few basic security practices.
Step 2
We find you the right coverage
We review your profile and come back with coverage options that match your risk level and budget. We’ll walk you through anything that’s unclear.
Step 3
You’re protected and supported
Once you’re covered, you’re not on your own. Your policy includes access to security tools and incident response support, so help is there if you need it.
If your business does any of the following, cyber insurance is worth considering:
✅Stores customer data (names, emails, addresses, payment info, etc.)
✅Processes credit or debit card payments
✅Relies on software, cloud tools, or online services to operate
✅Sends or receives electronic payments or wire transfers
✅Has employees who use email (phishing is the number one cause of cyber claims)
You don’t have to be a large company to be a target. Smaller businesses are often targeted precisely because they’re less likely to have dedicated security teams or strong defenses.
Frequently asked questions
Ready to Protect Your Business From Cyber Risk?
Get a quote in about five minutes.
Fill out our short intake form and we’ll come back to you with coverage options. No obligations, no jargon.